Home Buying Tips

Sept. 7, 2017

6 Things you should expect from a good agent

Buying or selling a house is one of the biggest decisions you will ever make, but have you ever considered what you should actually expect from your real estate agent?

The thought may seem daunting because it isn’t a relationship you deal with on a day to day basis, but ...

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Posted in Home Buying Tips
July 18, 2017

Best Investments For Home Improvement

 

Generally there are two ways to go about improving your home. Sure, you can invest in all those amenities you’ve always wanted—granite counter tops, marble bathroom floors and an in-wall surround sound speaker system. If, however, you plan on selling your home in the near future, we would suggest ...

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July 12, 2017

Open Houses—Do They Work And Are They Worth It?

 Yes, this week we’re going there! The question that has plagued sellers and agents for decades will finally be addressed, right here, right now. There are so many differing opinions on this topic, polarizing nearly everyone who has taken time to ponder the question. Do Open Houses sell homes ...

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July 3, 2017

What Is A Reverse Mortgage?

 

Here at Coldwell Banker Innovations we receive a variety of questions regarding everything imaginable pertaining to selling and buying homes. Whether it’s a questions from someone attempting to sell their home on their own or first-time homebuyers seeking advice on saving for that crucial down payment—and everything in ...

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Posted in Home Buying Tips
June 15, 2017

How To Get Your Credit Score In Order Before Pre-Approval

 

 

We have seen it happen more times than we care to admit—a buyer finds their dream house and asks one of our talented CBI agents to represent them in the transaction. That’s great, as we specialize in helping both buyers and sellers, however, the plot thickens when a ...

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Posted in Home Buying Tips
June 7, 2017

Credit, Capacity, and Collateral

When you are applying for a home loan there are a lot of things that banks will look at when evaluating your creditworthiness.  Today we’ll look at three of those, credit capacity and collateral.

Your Credit score, or FICO score, is determined by three credit rating agencies, Transunion, Equifax, and ...

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Posted in Home Buying Tips
June 2, 2017

The Slippery Slope Of Purchasing Foreclosure Properties

Foreclosures have been around for many years but certainly not in the numbers the real estate industry is experiencing today. They are not likely to go away in the near future, either. Foreclosed homes are not necessarily damaged or priced on the lower end. There are many mid or high-end ...

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Posted in Home Buying Tips
April 27, 2017

Top 5 Biggest Misconceptions about Buying a Home

 

1. Passing up Help with Local Assistant Programs

There are 200+ federal, state and local programs to assist consumers in making their down payments and paying mortgage-closing costs. Some programs are only for first-time homebuyers, others could be for veterans. 

Agent Tip: Make sure to research programs in ...

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Posted in Home Buying Tips
April 18, 2017

Home Buying Checklist

Buying a home can be very stressful. Using a home buying checklist like this will make the process go a lot smoother:

  • Request your credit report from all three bureaus (Equifax, Experian, and TransUnion). Review each report for accuracy and correct any errors.
  • Compile the financial documents you will need to ...
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Posted in Home Buying Tips
Dec. 6, 2016

Everything You Need To Know About Home Insurance

 

The purchase of a home is the greatest investment most people will ever make in their lifetime. As a homeowner, you definitely need insurance to protect your home, belongings, family as well as the physical structure of your house. Accidents can occur at any time, and, without home insurance ...

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